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Telecheck

netFORUM Setup

In the Payment Method setup, you must select payment type as Telecheck. This is just like setting credit card payment methods.

Setting up the Telecheck payment method

Telecheck is a payment method used for processing electronic check transactions. (Contact PayFlow Pro for more information.) To use Telecheck, you must set up the Telecheck payment methods for the business units that will be accepting payments. If multiple business units will be accepting Telecheck payments, you must set up the payment methods for each business unit.

To set up the Telecheck payment method:

1. Go to the Business Unit Profile.
2. On the payment method child form, click Add. The payment method window displays.
3. For payment method, select Telecheck.
4. For payment type, select Telecheck.
5. Select the business unit that will be accepting Telecheck payments.
6. Select the cash account for Telecheck payments.
7. Check the available internally check box.
8. If you are going to allow Telecheck payments to be made through eWeb, check the available externally check box.
9. If you have multiple credit card gateways configured, select the correct credit card gateway for the Telecheck payments. If you are using only one gateway, the credit card gateway field will be empty and you will not need to select the gateway.
10. For an eWeb batch, enter the batch suffix.

On the payment forms, when you select TeleCheck as the payment method, additional data fields populate the right side of the form. These fields are required, with the exception of the last two fields. Payflow Pro will accept either a driver's license number OR a social security number. (You don't need both.) The account number is encrypted in the database and cannot be viewed by anyone.

Payflow Pro Setup

Note: This section was copied and pasted from PayFlow Pro documents. For up to date information, check the website (see link below).

Electronic Check Transactions . Required Parameters

Payflow Pro offers electronic check acceptance through TeleCheck. Before processing electronic check transactions, merchants must obtain an account through TeleCheck (www.telecheck.com). For more information, see TeleCheck on page 55.

Electronic check transactions are processed under a .best possible. deliver method. The transaction is deposited through the ACH system, unless the account holder's bank is not a participant, in which case a facsimile draft is created and deposited on behalf of the merchant.

Submitting Telecheck Test Transactions

Use the following data for your test transactions:

• DL State CA
• DL Number 123456
• MICR see test transaction data below
• CHKNUM see test transaction data below

MICR is the string of numbers at the bottom of an account holder.s check. Use the list of test MICR values to test transactions. Multiple transactions sent in succession using the same MICR will not return the predicted response, due to the nature of the TeleCheck approval process.

The numbers in the CHKNUM field must match the last four digits in the MICR field, or the test will return an invalid response. These numbers only work when connecting to the test host (see above).

MICR CHECKNUM ERRCODE TeleCheck Result

• 1234567804390850001001 1001 000800 Check Approved ECA
• 1234567804390850011001 1001 000801 Check Approved No ECA
• 1234567804390850021001 1001 000802 Check Approved ECA, No Guarantee
• 1234567804390850031001 1001 000803 Check Approved No ECA, No Guarantee
• 1234567804390850041001 1001 000804 Check Decline Negative Data
• 1234567804390850051001 1001 000805 Check Decline Scoring
• 1234567804390850071001 1001 000807 Check Failed

Preparing for Telecheck Production Transactions

Before going into production with your check integration, you must certify your storefront with Telecheck. To begin the certification process, send an email to ica_certification@telecheck.com. Be sure to include the following information:

• Your test Web site address where test transactions can be processed
• The name, email address and phone # of the person to contact about any needed corrections.

The certification process usually takes 2-3 days.